CARRIER FRAUD INTELLIGENCE · PUBLIC-SAFE
CST Protocol™ for Insurance Carriers
CST Protocol™ is designed to help authorized carrier teams connect relevant claim, investigative, vehicle, digital, and behavioral context so suspicious activity can be evaluated with greater coherence. Public materials describe outcomes and capabilities; protected implementation remains controlled.
PATENT-PENDINGHUMAN-LED REVIEWCONTROLLED DISCLOSURE
CONNECTED INTELLIGENCECAPABILITY STORY
Public value at the right altitude.
These descriptions explain the business outcome and investigative purpose. They do not disclose CST Protocol™ algorithms, scoring logic, thresholds, architecture, source code, or unpublished invention details.
Pattern intelligence
Surface meaningful relationships across fragmented claim and investigative information.
Claims intelligence
Bring claim chronology and operational context into a clearer analytical view.
Evidence integrity
Keep provenance, defensibility, and controlled handling part of the intelligence process.
Human review
Support investigators and claims professionals rather than replacing professional judgment.
CONTROLLED DISCLOSURE
See more only when the business need and disclosure scope are approved.
Qualified parties can request a deeper CST Protocol™ briefing through MODLAN's controlled NDA/CDA process. Executing an agreement does not itself authorize unrestricted disclosure.