ELECTRICAL LOSS INTELLIGENCE
Electrical, Lightning & Surge Assessment
Structured assessment support for alleged lightning, surge, electrical, and power-quality losses, combining equipment documentation, weather/event context, specialist review, and evidence-based cause analysis.
BUYER LENS
Know what this service should answer before you scope it.
Which part of the claim lifecycle needs capacity, control, review, or orchestration while the client remains the source of authority?
Good reasons to start here
- A program needs assignment-level or recurring operating capacity.
- Multiple claim functions need a common governance and handoff model.
- Quality, routing, escalation, or lifecycle visibility needs stronger structure.
What to have defined
- Program authority, system-of-record ownership, and operating objectives.
- Client guidelines, role boundaries, and escalation ownership.
- The minimum data, evidence, and integration context required for the authorized purpose.
What this should inform
A governed operating path for the file or program without silently transferring claim authority.
ACCOUNTABLE OWNERCarrier or TPA program owner.CAPABILITIES
Disciplined support built around the matter.
MODLAN scopes each engagement to the authorized assignment, applicable requirements, available evidence, and client objectives. Work is documented for clarity, defensibility, and appropriate downstream review.
Electrical damage documentationLightning/surge event contextEquipment diagnostics coordinationCause analysis supportWeather/source correlationTechnical reporting
WHEN THIS SERVICE FITS
Built around a defined operational question.
- A claim attributes equipment or building damage to lightning, surge, utility anomaly, or electrical event.
- Equipment condition and event timing need technical correlation.
- Subrogation, causation, or repairability questions require specialized review.
SCOPE
What the engagement can include.
The exact scope is established by the authorized assignment, applicable licensing or professional requirements, and client guidelines.
OPERATING MODEL
Controlled from assignment through handoff.
Frame
Identify claimed event, equipment, location, time window, utility/weather context, and access authority.
Document
Preserve equipment condition, protective devices, visible damage, service/repair information, and relevant event records.
Analyze
Qualified specialists evaluate plausible electrical mechanisms and alternative causes.
Correlate
Compare technical findings with event timing, weather, utility, equipment, and claim records and state limitations.
WORK PRODUCT
What the matter can produce.
- Equipment/event inventory
- Electrical condition documentation
- Event correlation
- Cause/repairability findings
- Technical report
CONTROL BOUNDARY
What keeps the work defensible.
- Weather or lightning records alone do not prove a specific component was damaged by that event.
- Electrical opinions require appropriate technical qualification.
- Coverage, policy interpretation, and liability remain outside the technical finding unless separately authorized.
- Testing methods and destructive examination require documented authorization.
SERVICE FAQ
Procurement and operating questions.
Can you prove a lightning strike hit a building?
Technical evidence may support or refute specific hypotheses, but conclusions depend on available event data, physical findings, equipment evidence, and expert methodology.
Can surge damage occur without visible burning?
Potentially; the specialist evaluates the actual equipment and event evidence rather than relying on one visual indicator.
Can this include utility records?
Yes when lawfully available and relevant.
Can component testing be added?
Yes, through a controlled component-testing workflow.
WHERE THIS SITS IN MODLAN
Enterprise Service Delivery
Apply the appropriate MODLAN operating capacity to the defined matter or program objective.
Explore the operating family →MODLAN SERVICESTechnology relationship
Technology is used only where it adds approved value and does not erase the accountable human or system-of-record boundary.
View the full MODLAN service ecosystem →HOW THIS SERVICE CAN SCALE
From assignment to enterprise program—without changing who owns the decision.
A defined objective, scope, owner, evidence/data path, and handoff for a specific matter or task.
Recurring or overflow use of the same capability under established client rules, controls, and escalation paths.
The service becomes one governed lane inside a broader multi-service operating model with explicit dependencies.
PROCUREMENT & IMPLEMENTATION
Questions to resolve before this service enters production.
Enterprise delivery depends on the operating context around the service—not merely the capability itself.
PROGRAM FITTPA Program
Explore program architecture →See how this service can operate inside a broader claims program while client authority remains controlling.
DECISION CONTEXT
This service does not operate in isolation.
The engagement should connect to the correct buyer, adjacent operating layer, and assurance boundary without blurring professional authority or the source of record.
ENTERPRISE JOURNEY
Connect this service to the rest of the operating model.
Move from service selection into the adjacent operational, evidence, integration, assurance, or intelligence layer that the matter actually requires.
MODLAN SYSTEMS
Bring the right people, evidence, and intelligence to the problem.
Contact MODLAN to discuss the authorized scope, geography, timing, and operational requirements for your matter.